About Northern Insurance Group
Northern Insurance Group is an independent insurance agency with a staff that offers over 30 years of experience. We represent a carefully selected group of reputable insurance companies that will best meet our client needs. Whether you are an individual, group, association or a business our experienced staff and commitment to excellence makes us the right insurance agency to assist in meeting your insurance needs.
You can count on the experienced staff at Northern Insurance Group to put together the best program available for you.
Commercial Insurance Division
Coverage for businesses with all types of exposures:
- Specialized Business Interruption
- Errors & Omissions (Professional Liability)
- Workers Compensation & General Liability
- Executive Protection: Directors & Officers Liability (public & private companies) as well as Fiduciary Liability.
- International: Worldwide programs including Employee/Executive Travel Protection ( foreign liability, workers compensation, repatriation, kidnap ransom, travel accident, health insurance), Expatriate personal insurance program for U.S. expatriates and foreign nationals.
Personal Insurance Division
Property & liability coverage for individuals / families:
- Homeowners & Renters
- Automobile
- Boat, Yacht & Aircraft
- Valuable Items & Collections
Professional Associations
- NAHU - National Association of Health Underwriters
- AHIP - America's Health Insurance Plans
- NAIFA - National Association of Insurance and Financial Advisors
Community Associations
- Maine Association of Health Underwriters
Insurance Carriers
As independent agents, we have established long term, solid relationships with some of the top national and regional carriers in the industry. Our experienced staff will be able to provide comprehensive, expert insurance solutions and service.
For you, our client, this provides competitive pricing, coverage options, and peace of mind that the company providing your insurance coverage meets our standards.
An Independent Advantage
We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Northern Insurance Group represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy -- you wouldn't have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it's for your home,
your car or your business, you want an advocate who
will properly assess the risks you face and give
you an objective analysis of the marketplace, it's
up to you to make the final choice.
